Welcome to Pocket Ledger. These Terms of Service ("Terms") govern your access to and use of Pocket Ledger’s services provided through WhatsApp and our website (collectively, the "Service"). By using the Service, you agree to these Terms.

1. Acceptance of Terms

By accessing or using the Service, you confirm that you can form a binding contract with us and that you accept these Terms.

2. Use of the Service

You agree to use the Service only for lawful business purposes. You will not misuse the Service, attempt to access it using methods other than the interface we provide, or interfere with its operation.

3. Accounts and Messaging

Interacting with Pocket Ledger happens primarily via WhatsApp. You are responsible for securing your WhatsApp account and device. You agree that communications may be stored for service functionality, audit, and support.

4. Payments and Invoicing

Some features (such as invoicing) may involve fees or connect to third-party processors. Prices, if any, will be disclosed before you are charged. You are responsible for all applicable taxes.

5. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Pocket Ledger and are protected by applicable laws. You may not copy, modify, or create derivative works without permission.

7. Disclaimers

The Service is provided on an "as-is" and "as-available" basis. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, Pocket Ledger will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

9. Termination

We may suspend or terminate your access to the Service at any time if we believe you have violated these Terms or for operational reasons. Upon termination, your right to use the Service will immediately cease.

10. Changes to these Terms

We may update these Terms from time to time. If changes are material, we will provide notice by reasonable means. Continued use of the Service after changes take effect constitutes acceptance.

11. Contact

Questions about these Terms? Contact us or message us directly on WhatsApp using the button below.